WC Financial was extremely helpful and patiently guided us through a very difficult closing. Well organized and efficient. Would not hesitate to use again. - Benoit L.

STEP 1:  Application


One of our experienced loan officers will meet with you in person, or over the phone. Your loan officer will gather vital information such as income, asset and property information that will help us present the mortgage options that are right for you.

STEP 2: 

Loan Processing


You will be given a detailed disclosure package and checklist of documents to gather. After you submit your paperwork, your loan package with be forwarded to underwriting. At this time, we will schedule a home appraisal.

STEP 3: 

Loan Approval


When your loan is approved by underwriting we may ask for some additional items to move your file into the closing process.

STEP 4: 



You will sit down with the attorney or title closer and consummate the transaction. We make the closing process simple and you can even close at your home or office!

WC Financial was able to structure my loan in a way that was very advantageous to me.  I think that if I tried to get a mortgage on my own I might not have been able to navigate the myriad amount of forms that the bank wanted from me for my particular situation.  This is an unsolicited response so believe me, if you are in need of a mortgage, do not hesitate to give WC a chance. They have the knowledge & skills to direct a borrower in the right direction. - Gerard C.

What is Best for YOU?


With so many options, information and guidance are key.


Our highly-trained staff of loan originators will help you find the loan product that is

tailor-made to fit your needs. 

Never feel limited and locked into a standard loan agreement. Our various loan programs provide flexibility and options for YOU.



We specialize in a wide variety of products, from traditional commercial to residential commercial (anything over 4 units) and mixed-use properties.



We have every residential loan product on the market and a staff of highly trained loan originators ready to meet your needs. Expect a fast closing with competitive

rates and terms.



Do you need to borrow more than $417,000? More than $729,750? More than $1,000,000? No problem. We have loan programs available up to $5,000,000 and beyond!



Non-traditional loans available for investment properties only. Purchase or refinance including cash-out.



A fixed rate mortgage (FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or "float".



An adjustable-rate mortgage (ARM) is a mortgage loan where the interest rate on the note is periodically adjusted based on a variety of indices.



Programs available for knockdowns, renovations and complete builds. FHA 203K loans and portfolio products available.



A Reverse Mortgage is a type of home equity loan that allows you to convert some of the equity in your home into cash while you retain home ownership. Reverse Mortgages are only available homeowners age 62 or older.  There are other important qualifying guidelines.  Ask us for more information. 



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