Mortgage Loan Originator
Over the past 30 plus years in my Mortgage career I have accomplished many things but one of my key accomplishments is owning and operating a multi- state 65 plus employee company. This is where I learned all aspects of running a business and all the facets of the Mortgage industry from originating loans, processing, underwriting, funding, servicing, selling closed loans and all points in between.
My career started as a Realtor and when a deal fell apart because my buyer’s application was declined I needed to find out how and why this happened so it would never occur again. With this in mind, I went to work for a mortgage company and learned how to qualify a buyer and was able to show them properties working as both a Realtor and Loan Officer. My young age was off- set by my knowledge of the deal and truly being a one stop contact point to answer all questions and provide a smooth closing for all involved. This top- quality service opened the door for many happy clients to refer me their friends and family. Ultimately, rules and industry changes forced me to take a decision on picking one career not two. With that I came to focus on the mortgage industry but after running my company for 10 plus years it became clear the Lawmakers didn’t want small mortgage companies to succeed and basically wanted to force us out of the business. From here, I went on to work for some of the largest firms WAMU and Countrywide where I was a top producer. With the knowledge gained by both managing and loan originating I made a decision to stay in front of the deal as a loan officer. After the 2008 crash it was hard to find a company who could close loans in a timely fashion until I found Warshaw Capital. They have the ability to close a wide product line quickly without the headaches I see with other companies.
Over the years I have originated loans for the first-time home buyer, the self-employed small business owner, the entrepreneur with the most complicated tax returns, professional Athletes, Celebrities and those buying 2nd 3rd or 4th homes, setting up trusts for family retreats etc. so from $50,000 to $30,000,000 and all points in- between I have helped thousands realize and gain their dreams. I pride myself in always being available, so you know the exact stage your application.
My Hobbies and interests: anything with an engine and speed, snowmobiling, motor cycles, auto racing, off shore power boat racing, ATV’s etc.
Non engine activities- Tae Kwon Do, skiing, mountain bike riding, soccer, fishing off shore and local streams, cooking and eating, spending time with my family.